Agreement to Terms
By accessing or using the website of FAMILY CARE CLINIC PLLC ("Company," "we," "us," or "our"), located at familycaresclinic.com, you agree to be bound by these Terms & Conditions ("Terms"). If you do not agree to these Terms, please do not use our website or services.
Description of Services
FAMILY CARE CLINIC PLLC is a direct business lender providing financial services including working capital loans, revenue-based financing, equipment financing, business expansion funding, commercial real estate loans, financial restructuring, invoice factoring, and startup funding. All products and services are subject to credit approval and other applicable requirements.
Eligibility
To use our services, you must:
- Be at least 18 years of age
- Have the legal capacity to enter into binding contracts
- Be an authorized representative of the business applying for funding
- Provide accurate and truthful information in all applications and communications
Use of Website
You agree to use our website only for lawful purposes and in accordance with these Terms. You agree not to:
- Use the website in any way that violates applicable laws or regulations
- Attempt to gain unauthorized access to any portion of the website or its systems
- Use the website to transmit harmful, offensive, or inappropriate content
- Interfere with or disrupt the website's functionality or servers
- Impersonate any person or entity or misrepresent your affiliation
Applications and Financial Information
When submitting loan applications or financial information through our website or other channels:
- You certify that all information provided is accurate, complete, and truthful
- You authorize us to verify the information you provide, including credit checks and reference verification
- You understand that submitting an application does not guarantee approval or funding
- You agree that terms and conditions of any specific financial product will be governed by a separate written agreement
Intellectual Property
All content on this website, including text, graphics, logos, images, and software, is the property of FAMILY CARE CLINIC PLLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without our express written permission.
SMS Terms & Conditions
Text Messaging Program Terms
By opting in to receive text messages from FAMILY CARE CLINIC PLLC, you agree to the following terms:
Program Description: FAMILY CARE CLINIC PLLC offers an SMS/MMS messaging program to deliver marketing and promotional messages, service updates, offers, and information about our financial products and services. Messages are sent using an automated telephone dialing system (ATDS).
Message Frequency: Message frequency varies. You may receive up to 4 messages per month. The actual number of messages may vary based on your interactions with us and current promotions or service updates.
Message and Data Rates: Message and data rates may apply. Please contact your mobile carrier for details about your plan's messaging rates and any charges that may apply.
Opt-Out: You may opt out of our SMS program at any time by texting STOP to any message received from us. Upon receiving your STOP request, we will send a final confirmation message and cease all further SMS communications. If you wish to re-enroll after opting out, you may do so through our website contact form.
Help: For questions or assistance regarding our SMS program, text HELP to any message received from us, or contact us at geoffrey@familycaresclinic.com.
Consent Not Required: Consent to receive SMS/MMS messages is NOT a condition of purchase. You are not required to opt in to text messages to apply for or receive financial products or services from FAMILY CARE CLINIC PLLC.
Carrier Compatibility: Our SMS program is compatible with most major U.S. mobile carriers. However, message delivery may vary by carrier and device capabilities. We are not responsible for messages that are delayed or not delivered due to carrier issues.
Privacy: Your mobile number and SMS opt-in data are handled in accordance with our Privacy Policy. We do not sell or share your mobile number with third parties for their marketing purposes.
Disclaimer of Warranties
Our website and services are provided on an "as is" and "as available" basis, without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to:
- Merchantability and fitness for a particular purpose
- Accuracy, completeness, or reliability of any content
- Uninterrupted or error-free operation of the website
- Security of data transmitted through the website
Limitation of Liability
To the fullest extent permitted by law, FAMILY CARE CLINIC PLLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, business opportunities, or goodwill, arising from:
- Your use of or inability to use our website or services
- Any unauthorized access to or alteration of your data
- Any errors, omissions, or inaccuracies in website content
- Any third-party actions or content
Indemnification
You agree to indemnify, defend, and hold harmless FAMILY CARE CLINIC PLLC, its officers, directors, employees, agents, and affiliates from any claims, losses, damages, liabilities, costs, and expenses (including reasonable attorney's fees) arising from your use of our website, violation of these Terms, or infringement of any third-party rights.
Third-Party Links
Our website may contain links to third-party websites or services. These links are provided for convenience only and do not imply endorsement or responsibility for the content, privacy practices, or policies of such external sites. We encourage you to review the terms and privacy policies of any third-party sites you visit.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Kentucky, without regard to conflict of law principles. Any disputes arising from these Terms or your use of our website shall be resolved in the state or federal courts located in Madison County, Kentucky.
Severability
If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.
Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to our website with an updated "Last Updated" date. Your continued use of the website after changes are posted constitutes your acceptance of the modified Terms.
Contact Information
For questions about these Terms & Conditions, please contact us:
FAMILY CARE CLINIC PLLC
3190 Irvine Rd
Richmond, KY 40475